Trust Bank Ltd. (Gambia)

Gambia Country flag Gambia
Sector: Banks
Ticker: TBL
ISIN: GH0000000532
Factsheet Factsheet

Ratios valuation of Trust Bank Ltd. (Gambia) ( TBL | GMB)

The EV/EBITDA NTM ratio (also called EBITDA multiple or enterprise multiple) is a well-known company valuation metric that compares a company's overall value to its operational earning power. The EV/EBITDA NTM ratio is very commonly used for business valuation as it indicates whether a company may be undervalued or overvalued compared to industry peers. The EV/EBITDA NTM ratio is a more precise measure than the P/E ratio because it takes into account both the company pure operational earning measure (EBITDA vs. Net Profit) and a company overall value indicator that also includes financial debt, cash position and minority interests which are key indicators when valuing a firm market value. (Enterprise Value vs. Market Capitalization)
The EV/EBITDA NTM ratio of Trust Bank Ltd. (Gambia) is significantly lower than the median of its peer group: around N/A. According to these financial ratios Trust Bank Ltd. (Gambia)'s valuation is way below the market valuation of its peer group.
The EV/EBITDA NTM ratio of Trust Bank Ltd. (Gambia) is significantly lower than the average of its sector (Banks): 7.26. According to these financial ratios Trust Bank Ltd. (Gambia)'s valuation is way below the market valuation of its sector.
The EV/EBITDA NTM ratio of Trust Bank Ltd. (Gambia) is significantly lower than its historical 5-year average: N/A. The (current) company valuation of Trust Bank Ltd. (Gambia) is therefore way below its valuation average over the last five years.

Valuation
P/BookP/Earnings (e) 2025P/Earnings NTM
Trust Bank Ltd. (Gambia)Free trialFree trialFree trial
International PeersFree trialFree trialFree trial
Banks0.9810.229.85
N/AN/AN/AN/A
GambiaN/AN/AN/A
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Beta (Ref: N/A)
Levered betaUnlevered beta
1-YearN/AN/A
2-YearN/AN/A
3-YearN/AN/A
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Stock Perf excl. Dividends (in GHS)
TBLN/ARel. Perf.
Year-to-DateN/AN/AN/A
1-WeekN/AN/AN/A
1-MonthN/AN/AN/A
1-YearN/AN/AN/A
3-YearN/AN/AN/A
5-YearN/AN/AN/A
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International Peers - Trust Bank Ltd. (Gambia)
Company NameCtryMarket
Cap.
last (mUSD)
Trust Bank Ltd. (Gambia...GMB-0.00
International Peers Median0.85
Credit AgricoleFRA-0.00
Turkiye Is Bankasi Anon...TUR8 196
Zenith Bank PLCNGA814
Habib Bank LimitedPAK823
Access Bank PLCNGAN/A
GPRV Analysis
GPRV® analysis is not available due to one of the
following reasons:
  • - Company is not covered by analysts (no estimates)
  • - Company is an insurance company
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Total Revenue Chart
Created with Highcharts 4.1.7Millions GMD2017201820192020202120222023050010001500
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Quotes Chart

1-Year Rebased Stock Chart

  • Trust Bank Ltd. (Gambia)
Created with Highcharts 4.1.7Oct '24Jan '25Apr '25-5%0%5%10%15%
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Did you know ?

Banks, insurance and financial investment firms have specific ratios, which are different from those traditionally used to analyze industrial companies.
In particular, EV is not a suitable metric for financial institutions because interest is a critical component of both revenue and expenses. Likewise, EBIT or EBITDA are not calculated because separating operating and financing activities is impossible as interest, investment and debt are related to the company's core operations.

About Financials Ratios

Financial ratios are generally ratios of selected values on an enterprise's financial statements. There are many standard financial ratios used in order to evaluate a business or a company. Financial ratios can also be used by managers within a firm, by current and potential shareholders (owners) of a firm, and by a firm's creditors. Security analysts use financial ratios to compare the strengths and weaknesses of various companies. In Infront Analytics, financial ratios are categorized according to the financial aspect of the business that the ratio measures:
- Growth ratios measure the company's rate of growth and assess the potential for future growth. E.g. Net Sales Growth, EBITDA Growth, EBIT Growth.
- Profitability ratios measure the returns generated on sales and investment, hence the ability of the company to generate profits.
Profitability ratios include margin ratios (such as profit margin or operating margin) and return ratios (such as return on equity or return on assets).
- Capital structure and liquidity ratios measure the extent to which the company is relying upon debt to fund its operations, and its ability to pay back the debt.
Capital structure ratios include debt to equity and debt to asset ratios, and liquidity ratios include coverage ratios and solvency ratios.
- Asset utilization ratios, also called activity or efficiency ratios, measure how efficiently the company's day to day operations are managing inventory, selling and producing products, or using assets to generate revenue.
Financial ratios allow for comparisons between companies, between industries and also between a single company and its industry average or peer group average.